SBA Virginia
Small Business Association
We specialize in assisting small businesses, just like yours, to apply for and receive a low-rate business loan for up to $25,000. Need more than $25,000? No problem. We have other loan programs available. Call toll-free.
SBA loan applicationWe are the leader in online Small Office / Home Office (SOHO) SBA Community Express Virginia loans. Our unique online real-time pre-qualification process notifies you instantly that your small business qualifies for a low rate SBA Loan. We even approve business owners with poor or bad credit. Get the money you need to grow your business.
Additional business servicesWe also supply our business clients with online American Express Business Cards applications, QuickBooks Credit Card Processing Merchant Services application and discounts on all QuickBooks Accounting Software.
SBA Virginia
Virginia District Office
The Federal Building
400 North 8th Street, Suite 1150
Richmond, VA 23219-4829
(804) 771-2400 Fax 771-2764
E-mail:
richmond.va@sba.gov
Home Page | Toll free number:
(800) 991-5137
(800) 991-5137
Major SBA Virginia Small Business Loan Programs SBA provides a number of financial assistance programs for small businesses including the 7(m), 7(a), 504 and disaster assistance loans.- 7(m) Microloans
SBA small business loans for up to $35,000 on a short term basis. May be used for inventory, supplies and working capital. - SBA 7(a) Loans
It may be used for start-up, expansion, equipment purchases, working capital, inventory or real-estate acquisition. The SBA will guarantee up to $750,000 of a bank loan. Interest rates are negotiated between the applicant and the bank. - SBA Express
The Express program encourages banks to make more small business loans to small businesses directly (i.e., without SBA direct involvement). Under this program, banks themselves approve loans up to $150,000, and can even include revolving lines of credit. - Prequalification Program
Under this program, it is the SBA that does the determination for a loan. Certain applicants -- such as veterans, minorities, exporters, rural small business owners and certain specialized businesses -- can be "prequalified" by the SBA before they approach a bank. The SBA judges the applicant on character, credit, experience and reliability rather than assets. May be for loans up to $250,000. - Low Documentation Loans
Small businesses looking for less than $150,000 may qualify for a "low doc" loan, which simply means less paperwork. - 504 SBA Loans
The 504 program provides long-term, fixed-asset financing through certified development companies. May be up to $1 million. - Other SBA loan programs